Terms of Use
Version 1.1 · Last updated: June 11, 2026
1. Acceptance of terms
By accessing or using WiseData Finances, you agree to these Terms of Use. If you do not agree with any of the terms, do not use our services. These terms constitute a legal agreement between you and WiseData Business LTDA (CNPJ: 53.182.850/0001-14).
2. Service description
WiseData Finances is a financial management platform that enables control of personal and business finances, including accounts payable and receivable, cash flow, financial reports, and Wisebot — an artificial intelligence assistant that answers questions about your finances in natural language (read-only: it does not create, edit, or delete entries). Available features vary by plan.
3. User account
You are responsible for maintaining the confidentiality of your access credentials and for all activities carried out on your account. Notify us immediately of any unauthorized use. Each account is personal and non-transferable.
4. Plans and payments
Plans and pricing are available on our pricing page. Billing is recurring according to the chosen cycle (monthly or annual) and processed by our payment gateway (Stripe). You may cancel at any time, maintaining access until the end of the paid period. We do not offer prorated refunds.
5. Acceptable use
You agree not to use the service for illegal, fraudulent activities, or activities that violate the rights of third parties. It is prohibited to attempt to access systems or data of other users, reverse engineer, or interfere with the platform's operation. Wisebot must be used only to query your own finances.
6. Intellectual property
All content, design, code, and trademarks of WiseData Finances are the property of WiseData Business LTDA. You receive a limited, non-exclusive, and revocable license to use the service according to these terms. Your financial data remains your property.
7. Third-party services and links
WiseData Finances uses third-party services — such as hosting (Hostinger), payment processing (Stripe), artificial intelligence (OpenAI and Anthropic), traffic analytics and advertising (Google, Meta, and LinkedIn), and error and performance monitoring (Sentry and Laravel Nightwatch) — and may contain links to external sites. We do not control and are not responsible for the content, policies, or practices of these third parties. Use of these services is governed by the terms and policies of the respective providers.
8. Limitation of liability
WiseData Finances is provided "as is." We are not responsible for financial decisions made based on platform data or Wisebot responses, temporary service unavailability, or indirect losses arising from use. Wisebot responses are generated by artificial intelligence and may contain inaccuracies; always check the original data. Our total liability is limited to the amount paid in the last 12 months.
9. Termination and account deletion
We may suspend or terminate your account in case of violation of these terms, suspicious activity, or non-payment. You may close and delete your account yourself at any time, in your account Settings — no request to anyone needed. After deletion, your data will be handled according to our Privacy Policy (deleted within 90 days, unless retention is required by law).
10. Changes to terms
We may update these terms periodically. Significant changes will be communicated at least 30 days in advance. Continued use after changes constitutes acceptance of the new terms.
11. Applicable law
These terms are governed by the laws of the Federative Republic of Brazil. Any dispute shall be resolved in the courts of São Paulo, SP, with waiver of any other, however privileged.